Connect multiple payment gateways, PSPs, processors and acquiring partners through one intelligent orchestration layer. Route, retry, recover and reconcile every transaction from a single platform.
A live orchestration simulation showing a payment request evaluated by Sambhav Pay, routed across provider paths and completed with reconciliation context.
Authentication, credentials, validation and abuse-prevention controls.
AUTHENTICATED
02
Data Protection
Encryption, tokenization where applicable and secure data handling.
ENCRYPTED
03
Access Control
Role-aware permissions, identity controls and administrative visibility.
ROLE VERIFIED
04
Monitoring
Operational visibility across APIs, transactions and platform health.
LIVE
05
Auditability
Trace important platform, access and transaction activity.
TRACEABLE
06
Transaction Security
Security controls that follow each transaction through its lifecycle.
PROTECTED
Our Journey
From a payment gateway to payment orchestration.
Six years of building payment, banking and financial infrastructure for businesses across India. Follow the road from our 2021 foundation to our orchestration platform today.
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SambhavPay evolution
2021to2026
Building forward
Foundation
2021
01
Foundation & Payment Gateway Launch
SambhavPay was founded with a vision to simplify digital payments for businesses across India. We launched our Payment Gateway platform, enabling merchants to securely accept digital payments through a reliable and scalable infrastructure while building the foundation for our fintech ecosystem.
Payment Gateway
Expansion
2022
02
Nationwide Merchant Expansion
We expanded our payment gateway business across India by onboarding merchants from multiple industries, including government organizations, enterprises, and SMEs. During this phase, we strengthened our payment infrastructure, improved merchant onboarding, and enhanced our nationwide service capabilities.
government organizationsenterprises
Regulatory Growth
2023
03
Regulatory Growth & Platform Maturity
To support our long-term vision of building a regulated payment ecosystem, we initiated the process for obtaining a Payment Aggregator (PA) License. Simultaneously, we enhanced our payment technology, security standards, merchant management systems, and operational capabilities to align with enterprise and regulatory requirements.
Payment Aggregator (PA) License
Banking Network
2024
04
Banking Correspondent Network Expansion
SambhavPay expanded into Banking Correspondent (BC) services by collaborating with multiple banking partners. This enabled us to extend digital banking and financial inclusion services while strengthening our presence within India's banking ecosystem.
Banking Correspondent (BC)
Infrastructure
2025
05
B2B Fintech Infrastructure
Our focus shifted towards building robust B2B fintech infrastructure. We developed API-based solutions that empower businesses with payment processing, financial integrations, automation, and enterprise-grade payment services through scalable and developer-friendly APIs.
B2B fintech infrastructureAPI-based solutions
Orchestration
2026
06Current
Payment Orchestration Platform
SambhavPay is now building a next-generation Payment Orchestration Platform (POP) designed for banks, Payment Service Providers (PSPs), fintechs, and enterprises. The platform delivers intelligent payment routing, multi-acquirer connectivity, failover management, payment optimization, unified reconciliation, and a single API for managing multiple payment providers. This marks our evolution from a payment solutions provider to a comprehensive enterprise payment infrastructure company.
Payment Orchestration Platform (POP)Payment Service Providers (PSPs)
Start
Orchestration era
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Where the road leads
2026: one connected payment orchestration layer.
Intelligent routing, multi-acquirer connectivity, failover, reconciliation and a single API now come together as the next chapter of SambhavPay infrastructure.
Current direction
Payment orchestration
Founder’s Message
Building simpler, smarter payment infrastructure for India.
A message from the founder on the vision behind SambhavPay and the infrastructure we are building for India's digital economy.
“
At SambhavPay, we believe payments should be simple for businesses, reliable for customers, and intelligent enough to adapt to a rapidly evolving digital economy.
We started with a clear vision: to reduce the complexity businesses face when managing multiple payment providers, payment methods, transactions and financial operations.
Today, we are building SambhavPay as a connected payment infrastructure platform—bringing payment orchestration, intelligent routing, APIs, pay-ins, payouts, verification and payment intelligence together through technology designed for scale.
Our journey is driven by one principle: make payment infrastructure simpler, smarter and more resilient.
We are building not just for today's payments, but for the next generation of India's digital economy.
Jayant Mallick
Founder & CEO, SambhavPay
Building for India
Intelligent infrastructure
ONE API EVERY PAYMENT
Build with Sambhav Pay
Build your payment infrastructure on one intelligent platform.
Discuss your payment, payout and orchestration requirements with the Sambhav Pay team.