SAMBHAV

Our Journey

Built year by year for the future of payments.

From launching our payment gateway in 2021 to building a next-generation payment orchestration platform, SambhavPay’s journey reflects our evolution toward connected enterprise payment infrastructure.

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Sambhav intelligence

Our Journey

Live signal

Payment request

#SP-6124

Transaction value

₹25,000.00

Method

UPI

Currency

INR

Policy controlsPassed

Provider healthMeasured

Event streamConnected

Decision layer

Primary route

Latency · availability · control rules

Selected

Fallback route

Latency · availability · control rules

Ready

Recovery path

Latency · availability · control rules

Standby

Route selected in 182ms

Operational result normalized

Operational outcome ready

Status, route and reconciliation context available

REQUEST DECISION RESULT

Our Journey

From a payment gateway to payment orchestration.

Six years of building payment, banking and financial infrastructure for businesses across India. Follow the road from our 2021 foundation to our orchestration platform today.

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SambhavPay evolution

2021to2026

Building forward

Foundation

2021

Foundation & Payment Gateway Launch

SambhavPay was founded with a vision to simplify digital payments for businesses across India. We launched our Payment Gateway platform, enabling merchants to securely accept digital payments through a reliable and scalable infrastructure while building the foundation for our fintech ecosystem.

Payment Gateway

Expansion

2022

Nationwide Merchant Expansion

We expanded our payment gateway business across India by onboarding merchants from multiple industries, including government organizations, enterprises, and SMEs. During this phase, we strengthened our payment infrastructure, improved merchant onboarding, and enhanced our nationwide service capabilities.

government organizationsenterprises

Regulatory Growth

2023

Regulatory Growth & Platform Maturity

To support our long-term vision of building a regulated payment ecosystem, we initiated the process for obtaining a Payment Aggregator (PA) License. Simultaneously, we enhanced our payment technology, security standards, merchant management systems, and operational capabilities to align with enterprise and regulatory requirements.

Payment Aggregator (PA) License

Banking Network

2024

Banking Correspondent Network Expansion

SambhavPay expanded into Banking Correspondent (BC) services by collaborating with multiple banking partners. This enabled us to extend digital banking and financial inclusion services while strengthening our presence within India's banking ecosystem.

Banking Correspondent (BC)

Infrastructure

2025

B2B Fintech Infrastructure

Our focus shifted towards building robust B2B fintech infrastructure. We developed API-based solutions that empower businesses with payment processing, financial integrations, automation, and enterprise-grade payment services through scalable and developer-friendly APIs.

B2B fintech infrastructureAPI-based solutions

Orchestration

2026

06Current

Payment Orchestration Platform

SambhavPay is now building a next-generation Payment Orchestration Platform (POP) designed for banks, Payment Service Providers (PSPs), fintechs, and enterprises. The platform delivers intelligent payment routing, multi-acquirer connectivity, failover management, payment optimization, unified reconciliation, and a single API for managing multiple payment providers. This marks our evolution from a payment solutions provider to a comprehensive enterprise payment infrastructure company.

Payment Orchestration Platform (POP)Payment Service Providers (PSPs)

Start

Orchestration era

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Where the road leads

2026: one connected payment orchestration layer.

Intelligent routing, multi-acquirer connectivity, failover, reconciliation and a single API now come together as the next chapter of SambhavPay infrastructure.

Current direction

Payment orchestration

Intelligent infrastructure

ONE API EVERY PAYMENT

Build with Sambhav Pay

Build your payment infrastructure on one intelligent platform.

Discuss your payment, payout and orchestration requirements with the Sambhav Pay team.

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Preparing your payment journey

Sambhav Pay orchestration layer